Last night, Momo created a really cute card and that inspired me to... COPY HER! 
www.madebymomo.blogspot.comHere it is....
I used Mini Monsters and some Glossy Accents on the tree.  The sentiment is a simple sentiment that came from the clear stamp set that I bought at Michaels (I am starting to regret not getting the Scrappy Mom's halloween set). 
And, this card only took 50 minutes, or 1/2 of an Adam Carolla podcast (another measure of time in my household) 
TOO cute!!! Love this!!!!
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